Terms and Conditions

1. Overview

1.1. Welcome to Birch Wealthholm (the Website). Contact: [email protected].

1.2. The Website shares details about third-party platforms (Third-Party Platforms) that support trading activities (Services).

1.3. These Terms set out how you (You, Your, User) may use the Website and Services and create a binding contract with the operator. If you do not agree, stop using the Website. By continuing to use it, you accept these Terms, which may be revised from time to time. Our Privacy Notice is made part of these Terms by reference.

2. Eligibility

2.1. You may use the Website only if you are at least 18, have legal capacity to enter into these Terms, and are not barred from the Services under the laws where you live or access the site.

2.2. We do not guarantee that the Website or Services are lawful for every user or use case and are not responsible for unauthorized use.

3. Restricted regions

3.1. We may limit access in certain areas (Restricted Territories) or for people we reasonably believe may create legal, regulatory, reputational, or financial risk. Additional conditions may apply by country. If you travel to Restricted Territories, the Website or Services may be unavailable.

4. Forbidden activities

4.1. You must not use the Website to violate others’ rights; post unlawful, harmful, defamatory, or discriminatory content; introduce malware; run ads without our consent; scrape, frame, or mirror the Services; use unauthorized bots; bypass security; remove proprietary notices; access the Services except through the Website; disrupt other users; deploy hidden tracking without consent; break applicable law; tamper with code; or reverse engineer our software.

4.2. If we have a reasonable basis to think your use violates these Terms or any law, we may track activity, limit access, disclose conduct to third parties where permitted, and take other actions to safeguard our rights and users.

5. Intellectual property rights

5.1. The Website and its content are protected by intellectual property rights owned by us or our licensors. Use does not grant ownership beyond a limited personal, non-commercial license.

5.2. You must not copy, alter, distribute, sell, scrape, reverse engineer, or make derivative works from the Website or Services without our prior written permission.

6. Liability limits

6.1. You use the Website at your own risk. To the fullest extent permitted by law, the Website and Services are provided as is and as available, without warranties of any kind, including accuracy, availability, fitness for purpose, or non-infringement.

6.2. We are not liable for errors in content, service interruptions, or harmful code from third parties. You agree to indemnify us against losses arising from your use or decisions based on the Website or Services.

6.3. To the maximum extent permitted by law, we are not liable for indirect, incidental, special, consequential, or punitive damages, or loss of profits or data, arising from the Website or Services, even if advised of the possibility. If a court finds us liable, our total liability is capped at C$130 unless a higher minimum applies by law.

6.4. We are not liable for telecom outages, internet traffic delays, device or browser incompatibility, or any other causes beyond our reasonable control.

7. Third-party services or materials

7.1. You may encounter third-party material, such as ads or reviews relating to Third-Party Platforms. We do not control or approve it, and it may be incomplete or no longer current. It is up to you alone to decide whether to rely on it.

8. External links

8.1. Links to third-party sites are provided only for convenience. We do not check every linked site, do not endorse them, and are not responsible for their content, products, or policies. You access links at your own risk and should review each site’s terms and privacy notices.

9. General provisions

9.1. We may modify or end the Services and revise these Terms by publishing an updated version. If you keep using the Services after changes, that means you accept them. The Terms and privacy policy form the full agreement between you and us on this subject.

9.2. Failure to enforce a provision is not a waiver. If a provision is invalid, the rest remains in effect. We may assign our rights and obligations; you may not assign yours without our consent. Communications through the Website do not create relationships beyond these Terms.